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SUVs have taken over the roads, but a sedan is still the smarter choice for a lot of drivers. The right answer depends on what you actually need from a car, not on what is fashionable. Here is how the two compare.

What each one does best

An SUV gives you a higher seating position, more interior and boot space, easier access for children and older passengers, and often more capability for rough roads or towing. A sedan is usually lighter, more efficient, better handling, cheaper to buy and easier to park, with a lower centre of gravity that many people find nicer to drive.

Running costs

This is where the difference shows. SUVs are heavier and less aerodynamic, so they generally use more fuel, and their larger wheels and tyres cost more to replace. Insurance can be higher too. Over several years that gap adds up, so it is worth comparing the full cost rather than just the purchase price with the 5 year cost of ownership calculator.

Space and practicality

If you regularly carry people, pets, sports gear or need a commanding view of the road, an SUV earns its keep. If it is mostly you and the occasional passenger, a sedan gives you most of the practicality for less money and less fuel. Be honest about how often you really use the extra space.

Who should buy which

Choose an SUV if you value space, height and versatility and are happy to pay a little more to run it. Choose a sedan if efficiency, driving feel, easy parking and lower costs matter more. Either way, a model that holds its value saves you the most in the long run.

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